Experience with ATMs in GTO to access US Bank Cash?
08-24-2017, 09:08 PM,
#1
Experience with ATMs in GTO to access US Bank Cash?
Any help to offer on GTO ATM use? Scotia Bank is partnered with my Bank of America account for ATM use, but their one ATM in town is malfunctioning, so it won't give me cash, and I don't hold out hope it will get fixed. I can get cash advances off my credit card, but for extra fees and charges and immediate interest paid. Does anyone have any helpful experience and hopefully solutions to accessing pesos at GTO ATMs from US bank accounts? Thanks!

(I considered opening an account at a Mexican bank in town and transferring money then withdrawing. But I suspect on a tourist visa I'm not eligible to open a Mexican bank account?)
08-24-2017, 10:17 PM,
#2
RE: Experience with ATMs in GTO to access US Bank Cash?
You might try BanBajio's ATM's. ScotiaBank recently cut a deal with BanBajio and a couple of other smaller banks where they will process each other's ATM cards without fees.
As for opening a Mexican bank account, BBVA was opening accounts on a tourist visa as recently as four years ago, but this has probably gone the way of the dinosaur.
08-24-2017, 10:27 PM,
#3
RE: Experience with ATMs in GTO to access US Bank Cash?
I suspect you are looking for a long term solution where you pay no fee, but if you have a debit card you can get by for awhile. I used my Capital One debit card at many different ATM's in Guanajuato. The best rate I found was at Banbajio at the lower end of Plaza de la Paz. Between their fee and my Wells Fargo bank fee I think it cost me about $7.50 every time I got cash, so I would try to take out 4,000 pesos minimum. Unlike many of the other ATMs there was no line, and they never seemed to run out of money.
08-24-2017, 11:05 PM,
#4
RE: Experience with ATMs in GTO to access US Bank Cash?
Extremely helpful. Thanks. I tried my Capital One card at the Scotia Bank ATM and they wanted to charge a 20% fee! I'll try elsewhere. Thanks!
08-24-2017, 11:35 PM,
#5
RE: Experience with ATMs in GTO to access US Bank Cash?
Go to this older post http://www.gtolist.com/forum/thread-3718...ght=Schwab and read the info on Schwab
08-25-2017, 12:54 PM,
#6
RE: Experience with ATMs in GTO to access US Bank Cash?
I've heard lots of good things about Charles Schwab, but it's worth mentioning that there are some other US banks that refund ATM fees. One of them is Liberty Bay Bank in Poulsbo, WA. http://www.libertybaybank.com/
08-27-2017, 10:58 AM,
#7
RE: Experience with ATMs in GTO to access US Bank Cash?
A word of caution, never accept the banks exchange rate at the ATM if this screen comes up. Decline and you will still get your money and save. I always note what they want to charge and check my bank when I get home and it is always between $20-$40 more.
08-28-2017, 06:34 PM,
#8
RE: Experience with ATMs in GTO to access US Bank Cash?
An update and resolution on this ATM problem. The ATM is still not working. However, I am able to get a cash advance on my credit card from the bank at the cashier's window without an extra fee, not on my debit card. Interest begins to accumulate on a cash advance immediately, so it is imperative to pay it off right away. But at least I can get cash finally. And the bank manager is looking into having the ATM fixed. FYI, fwiw.


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